I already have a Medicare Part d plan. Open enrollment ends on December 7 before I need to fill out any forms or sign any documents?
No. If you do not do anything during open enrollment, you will continue to be covered by part of the current plan d. But it is to check out your options is a good idea, even if you’re happy with your current coverage. Insurance companies have increased premiums, co-payments, change to a different pricing tiers drugs (ie non-preferred was now possible in a preferred class of drugs, and are subject to a higher co-payment), and implement the new rules require that you obtain pre-authorization certain drugs covered. On a recent trend, the insurance company is being created, there is a large differential pricing RK and outside the pharmacy network between network and communications systems.
By not switching plans, you may pay more than you need. Research by prescribing eHealthInsurance plans found that 92% of Medicare beneficiaries currently not registered or in part d Medicare Advantage plans, at the lowest total out of pocket costs available to them. If you switch to the lowest-cost plan with their medication, they can save part d coverage averaged $ 668 or $ 612 Medicare Advantage plans.
Although you have until December 7 to pick your plan in 2013, must leave their shopping time. Last year, more than 40% of customers, wait until after Thanksgiving to review their plan options PlanPrescriber.com’s CEO Ross Blair said. If you have not made your choice yet, check out the following resources in open enrollment last week
To start the search by using the Medicare program to check his own expense advantage or Medicare part d in your area and outside (Medicare) option. The best guide to see resources for health insurance plans compared to the planned use of Finder and other resources to help you choose a plan. If you prefer personalized assistance, you can contact your local State Health Insurance Assistance Program (in www.shiptalk.org ShipTalk.org or call 800-633-4227 to get your local contact information).
For more information about what to look for in this year’s open enrollment period, see Filter, choose your health insurance and know about the 2012 Medicare Open Enrollment.